Consumer

Consolidated Professional
Services, Inc.

Info, where to complain, fraud, etc.

www.consumers.com:80 - Internet Advocacy Center

www.nolo.com - Great source for good consumer books, wills and estate

www.fraud.org - National Fraud Information Center

www.ftc.gov                          -consumer fraud, misleading advertising, Email spams: send complain at uce@ftc.gov
www.privacyrights.org       -privacy rights clearing house
www.consumer.gov              -Identity Theft and Assumption Deterrence Act
www.ftc.gov /consumer.htm - Federal Trade Commission online complaint

www.sec.gov - US Securities and Exchange Commission

www.nasdr.com - National Association of Securities Dealers

www.investorprotection.org -Investor Protection Trust

www.nasaa.org - North American Securities Administrators Association and info about your state's securities protection office at that state

www.hud.gov/hdiscrim.html - Office of Fair Housing and Equal Opportunity, Department of Housing and Urban Development

www.feedbackdirect.com - great site to write a consumer letter and tips on how to

www.nfcc.org - the national Foundation for Credit Counseling

www.gomez.com and www.sonic.net/donaldj- Both offer reviews and analysis of on-line brokers

www.consumerreports.org - a Survival Guide

www.occ.treas. gov - Office of the Controller of Currency

www.firstgov.gov - This Website is a centralized place to find information from local, states and USA Governments

www.abanet.org - Check the "lawyer referral" section of the American Bar Association for the number of your state or local association's referral service or www.abanet.org/tax/taxtips4u - Tax scams

www.naepc.org - the National Association of Estate Planners and Councils

www.aarp.org/Isn - the American Association of Retired Persons

www.aarp.scudder.com - Estate -planning tips

www.privatemi.com – This site is geared to consumers and includes five calculators to help buyers make informed decisions about home financing.

www.federalreserve.gov – This site includes questions/interpretations on the meaning of Regulation Z provisions under the Truth in Lending Act, the Home Mortgage Disclosure Act, or the Equal Credit Opportunity Act.

www.fanniemaefoundation.org – This site provides information as to how to order helpful home-buying guides and resources.
www.Consumerlawpage.com – Potential homeowners will find a vocabulary list for understanding words and terms in real estate.

www.equifax.com, http://www.myfico.com – Sites which offer consumers information regarding their FICO/credit scores. A fee may be charged.

www.bbb.org Better Business Bureau

www.lemonlawamerica.com- Consumers rights in every state regarding cars, computers, fraud and forgery.

www.consumerworld.org -This site is essentially a portal with links-lots of them-focusing on consumer-assistance resources and news

www.consumerunion.org- Site groups information into categories

www.give.org , www.guidestar.org and www.ifccfbi.gov -Information on national charities organizations and fraud.

www.us-doj.gov/criminal/cybercrime

www.ncvc.orgNational Center for the Victims of crime

www.online-consumer-complaints.com This site lets those who have been wronged alert others to the difficulties they've had with various online retailers and service providerswww.consumerreports.org

www.naic.org the National Association of Insurance Commissioners website. You can look up a record of complaints filed with state regulators or file your own complaint.

Debt

http://www.dca.org The respected Debt Counselors of America (DCA) sponsors this very useful and well-organized site, full of advice on how to reduce, and ultimately eliminate, personal debt. Learn how to fend off collectors and consolidate debt. Chat with others who have debt problems, and find out how not to be a victim of scam artists who prey on individuals with money problems.

http://alt-www2.getsmartinc.com Step-by-step guidance through the maze of finding the best mortgage, credit card or auto loan. Apply for credit on-line, or just browse the site to learn about borrowing options you might not know about.

http://www.bankrate.com/brm/default.asp Bankrate.com Site provides rates of 4,000 lending institutions in hundreds of cities nationwide. Whether you’re looking for an auto loan, home equity loan are interested in money market funds or IRA’s there’s plenty of information to compare.

www.zdnet.com - click on PayEmOff for info on paying off debt

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